How to get medical insurance for compulsory medical insurance for unemployed and newborn

Medical policy photo

People who care about health are interested in the question of how to get a medical insurance policy for the unemployed and newborn, because medical insurance of compulsory medical insurance offers great opportunities. In the article I will talk about this in detail.

A citizen of the Russian Federation can obtain medical insurance at the place of residence, registration does not play a role.

Recently, new policies have become available to Russians that provide medical care in all corners of the country, regardless of registration. You can count on help in a public or private institution. The main thing is that it participates in the program.

Employers used to provide employees with medical policies. Now every citizen of Russia has the right to choose. He can choose an insurer, a medical institution, and the doctors.

If you don’t like the service, you can change the insurer and the clinic once a year. Citizens of Russia, foreigners living in the country, and refugees can receive compulsory medical insurance.

  • To get a policy, select an insurance company, look at the point of the selected authority and make a statement. Bring your passport, identity card or birth certificate with you.
  • In the application, indicate the name of the insurance medical organization and the form of the policy: paper or universal. Enter other information.
  • This will provide an interim certificate. The document confirms the right to free medical care and is valid for thirty days. During this time, a permanent medical policy will be made.

Remember, a Russian citizen, regardless of employment, can pay for health insurance that does not have a validity period. A similar document is available for other categories of people.

Getting a medical policy for an unemployed

In the country, medical assistance is provided through the compulsory medical insurance program and each person who goes to the hospital must have a policy with him.

By law, the employer deals with health insurance, but not everyone is employed. This is not only about pensioners and students, but also about people who are temporarily not working.

  • Choose an insurance company that will issue a medical policy. To do this, visit the Health Insurance Fund website.
  • On this portal, find a map, select a region, go to the regional fund resource and get acquainted with the list of insurance organizations. Before choosing a specific option, familiarize yourself with all insurers.
  • Having decided on the company, check the work schedule. A contact phone will help in this matter. Make an appointment. Bring your birth certificate and passport with you before sending to the company office.
  • Upon arrival at the place fill out the application, indicating the phone number. You will be given a temporary policy that will allow you to contact the clinic for help if necessary.
  • In a month, representatives of the insurance organization will contact you. If this does not happen, call the insurer yourself and find out at what stage the document is being prepared. All that remains is to look into the company and pick up the policy.

Do not forget, even the absence of compulsory medical insurance does not deprive the right to ambulance, which is provided without first presenting insurance. If necessary, you can contact a commercial clinic, and learn to give injections by yourself.

Getting a medical policy for a newborn

After the appearance of the child, parents are required to draw up a place of registration, a number of official documents and a medical policy. Together with him, the baby will receive the right to medical care free of charge. At the same time, he will be able to get it both in Russian medical institutions and in countries with which a medical insurance contract is in force.

If a child has appeared or are planning to have one, the information will come in handy.

  1. You can get medical insurance for the baby at the insurance organization at the place of residence. The policy for a newborn is issued on the basis of a registration document.
  2. In the case of a place of residence, a permanent policy can be issued. When it comes to the place of stay, parents can expect to receive temporary insurance with automatic renewal after renewal of registration.
  3. It is impossible to get insurance for a child without documents. Their list is presented by a statement, birth certificate, the passport of the parent who is registered at the address that is included in the service area of ​​the issuing point.
  4. The policy is issued on the day the documents are submitted.
  5. If, for certain reasons, the document is lost, file a claim with the medical organization. A duplicate will be issued in a month, and during this period you can use temporary insurance.

I do not exclude that the baby may not need medical insurance, and this is wonderful. But, if something happens, improve the health of the baby without costs and problems.

How to get a medical policy for a foreign citizen

Our country has a compulsory medical insurance program. A medical policy is considered a document that confirms the right of the holder to free medical care in Russia.

Foreign citizens who have decided to build a career in Russian firms or enterprises can also draw up a document.

  1. Only a foreigner who officially works in the country can get health insurance. In this case, company representatives enter into an agreement with the insurer and the health insurance fund.
  2. The term of the policy corresponds to the term of the employment contract. To receive it, a foreigner must write a statement to the personnel department. Later, he will receive insurance at the place of work.
  3. As for unemployed foreigners, they have access to paid medicine and a voluntary insurance program. By the way, a foreign citizen with registration and a residence permit has the right to insurance, being unemployed.
  4. Women in position and children up to a year who do not have a policy are provided with medical, emergency and ambulance services free of charge. Moreover, citizenship does not matter. Claiming money in this case is considered a violation of the law.
  5. Access to planned medical services is provided provided that the foreigner has a medical policy.
  6. Sometimes a foreigner loses a policy. Not scary, you can get a duplicate. It is recommended that a working citizen write an application to the personnel department, and an unemployed foreigner should contact the company that issued the insurance. After the expiration date, they perform similar actions.
  7. A foreigner has the opportunity to assign himself to the hospital. To do this, apply to the regional health department with a passport and policy. It does not hurt to go to the head doctor of the institution.

You have a chance become a DJ or an archaeologist in Russia and have health insurance. After receiving insurance, access to all medical services provided in the Russian Federation will appear.

Why is a compulsory medical insurance policy so necessary?

I will pay attention to the benefits of CHI. Health problems periodically appear in everyone. It can be a cold, accompanied by a temperature and coughing or flu.

After the onset of the disease, it becomes necessary to go to the hospital and stand in line to wait for the attention of the doctor. A visit to the clinic causes negative emotions. But, the time spent along with the spoiled mood is the tip of the iceberg.

Consultation with a highly specialized doctor is sometimes required, which is not easy to find.What to say about passing tests if a person has no idea where to go, what to take with him and how much it will cost.

The listed problems are solved by compulsory medical insurance. We will find out what advantages and advantages the document has.

  • The issues of medical care, the organization of consultations and searches for doctors are the responsibility of the insurer. At the same time, consultations are held in a convenient place at a convenient time.
  • The medical insurance company is not interested in conducting numerous tests and endless consultations. Specialists will quickly determine the disease, the cause of the occurrence and begin treatment, eliminating the hassle and cost.
  • If inpatient treatment is required, company representatives will pick up a medical institution, identify them in the ward and provide them with medicines.
  • The client’s medical information is stored in the database, and when he addresses again, it’s easier for company employees to arrange treatment.
  • The huge advantage of a medical policy is that the holder has no reason to worry about money for treatment. It is enough to purchase insurance, and it will provide everything you need.

Lead a healthy lifestyle and do not get sick. Good luck

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The author of the article
Lyubov Ivanova
Do you know how to live a long and happy life? That's right, you need to believe in the good and people! This approach will be the beginning to change yourself and the world around you.
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